Financing Options
Comfort Today, Flexible Payments Tomorrow
At KC Home Services, we know that plumbing, heating, and cooling projects are often urgent — and sometimes unexpected. Whether it’s a new HVAC system, a major repair, or a planned upgrade, we believe financial concerns shouldn’t stand in the way of your comfort.
That’s why we offer flexible financing options through trusted partners. These programs allow you to enjoy your home improvements now while making manageable monthly payments that fit your budget.
Why Finance with KC Home Services?
- Quick Approvals – Fast, simple application process.
- Flexible Payment Plans – Choose a term that works best for your budget.
- Trusted Lending Partners – Established providers with transparent terms.
- Special Promotions – Seasonal offers and reduced interest opportunities.
- Peace of Mind – Get the service you need now, without the stress of paying all at once.
GoodLeap Financing
We’ve partnered with GoodLeap to provide a smart and flexible way to pay for your project.
Key Benefits:
- Soft Credit Check – See if you qualify without affecting your credit score.
- Fast Funding – Quick turnaround so your project can start right away.
- Comprehensive Check – Uses the highest score from all three credit bureaus for the best chance of approval.
- Simple Process – It only takes a few minutes to apply and get started.
Whether it’s replacing a worn-out furnace, upgrading to energy-efficient cooling, or tackling a big plumbing job, GoodLeap makes it possible to move forward now and pay over time.
Wells Fargo Financing
We also partner with Wells Fargo Bank, N.A. to offer financing through the GE Appliances credit card*. This is an easy, convenient way to spread out payments while enjoying additional perks.
Cardholder Benefits:
- Special Promotional Offers – Take advantage of seasonal promotions when available.
- Revolving Line of Credit – Use it for current and future home projects.
- Convenient Monthly Payments – Predictable budgeting without large up-front costs.
- Quick Credit Decisions – Apply online or in person and receive an answer in minutes.
This option is ideal if you want the flexibility of a reusable credit line with competitive terms and the backing of a nationally recognized lender.
The GE Appliances credit card is issued with approved credit by Wells Fargo Bank, N.A., an Equal Housing Lender. Ask for details.
Choosing the Right Option for You
The best financing plan depends on your project size, budget, and timeline. Our team can walk you through each option, explain the terms clearly, and help you choose what’s most comfortable for your needs. Whether you prefer the project-based flexibility of GoodLeap or the revolving credit convenience of Wells Fargo, you’ll get transparent information and no-pressure guidance.
How to Apply
- Contact Us – Let us know you’re interested in financing.
- Select a Partner – Choose between GoodLeap or Wells Fargo based on your needs.
- Complete the Application – Apply online or in person with our help.
- Get Approved – Many approvals happen in minutes.
- Start Your Project – Once approved, we can get your installation or repair scheduled right away.
Real-Life Comfort, Made Affordable
Here’s the reality — many HVAC systems fail in the heat of summer or the chill of winter, and plumbing emergencies rarely wait until your budget is ready. Financing helps bridge that gap, giving you:
- Immediate Comfort – No waiting weeks or months to save up.
- Predictable Payments – Avoid large, unexpected expenses all at once.
- Higher Efficiency Options – Invest in energy-saving upgrades that lower your bills long-term.
For example, replacing an old HVAC system with a high-efficiency model might reduce your monthly energy costs — savings that can help offset your financing payments.
Our Promise to You
We’re a third-generation, family-owned company with over 40 years of experience. That means we’ve seen the stress home repairs can cause, and we believe in offering solutions that make life easier, not harder. Financing is one of the ways we keep your home comfortable without compromising your financial peace of mind.
When you work with KC Home Services, you’ll get honest answers, clear terms, and the support of a team that treats you like family.
Ready to Explore Your Options?
Whether you’re facing an urgent repair or planning a long-awaited upgrade, we can help you find the financing that makes it happen.
Call us today or click below to start your application. Comfort is closer than you think.